Home Battery Payback Calculator
A home battery saves money by storing cheap (or solar) electricity and using it when power is expensive. This calculator estimates your daily saving and how many years until the battery pays for itself.
Your details
Results
Years until the battery pays for itself.
Last updated June 30, 2026. Results update automatically as you type.
How it works
Usable energy per day = capacity × (round-trip efficiency ÷ 100). Daily saving = usable energy × (peak rate − off-peak rate). Annual saving = daily saving × 365. Payback = battery cost ÷ annual saving. This assumes one full cycle per day; if you cycle less often, real payback is longer.
Frequently asked questions
Is a home battery worth it?
It depends heavily on the gap between your peak and off-peak rates (or how much surplus solar you have). A bigger gap means faster payback. Many batteries pay back in 7–12 years.
What is round-trip efficiency?
The share of energy you get back after storing it. A 90% efficient battery returns 9 kWh for every 10 kWh you put in; the rest is lost as heat.
What if I charge from solar?
Set the off-peak/charging cost to $0 (or near it). Your saving then equals the full peak rate you avoid, which shortens payback significantly.
Recommended gear
As an Amazon Associate we earn from qualifying purchases. We may earn a commission from links on this page, at no extra cost to you.
Related calculators
Solar Panel Payback Calculator
Solar pays off only after it has saved you more than it cost to install. This calculator e…
BillsElectricity Bill Calculator
Your bill is more than just energy used — it includes fixed daily charges and tax. This ca…
Electric VehiclesEV Charging Cost Calculator
Charging an EV at home is usually far cheaper than petrol, but the exact cost depends on y…